Finance
Credit Cards
Which are the best credit cards in India?
If you frequently shop on Amazon, the Amazon Pay ICICI Bank Credit Card is an obvious choice.
Which features should a credit card app have?
This will be answered soon.
Recommendations
For all your fixed deposits, do check out Stable Money.
This section is Finance for Indians. If you’re looking for general content, please head to Finance for everyone.
Insurance
Everything wrong with insurance in India
Issuing insurance without a nominee: Policybazaar sold me personal accident insurance without asking me for the nominee details (booking date: 28 May 2023). Their system, as of the aforementioned date, is such that they do not ask for the nominee details at the time of signing up. The insurance was provided by Kotak General Insurance. Both the companies have enabled that system. I decided to cancel the insurance and not buy from both the companies because guess what happens when you suffer an accident and you lose your life? There’s no nominee.
Levying tax (18% GST) on life and health insurance: What does this imply? That the government does not want its majority of the population to be ready for the uncertainties of life?!
Recommendations
It is quite challenging to recommend any service or product in this sector, but you might want to consider Ditto—at least they won’t spam call you every hour.